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Kredivo Vouchers & Verified Deals – August 2026

Looking for the latest Kredivo Kode Promos? As of August 2026, our team has manually verified 16 offers for Paylater 30 hari, Cicilan 3 bulan, Cicilan 6 bulan. Browse current Vouchers, working discounts, and exclusive deals, while expired offers are regularly removed.

Kredivo offers 0 coupon codes and 16 deals as of August 2026. Today's top offer: Get 10% Off All 12-Month Installment Plans. Codes are verified and updated daily.

10%
OFF
Get 10% Off All 12-Month Installment Plans

Reduce the cost of your 12-month payment plans with this percentage-based offer. Available on eligible products.

Expires Oct 04, 2026
15%
OFF
New User Offer: 15% Off Your First Purchase

New customers receive a discount on their initial Kredivo transaction. This applies to various product categories.

Expires Sep 25, 2026
40%
OFF
Special Deal: Discounted BPJS Payments via Kredivo

Receive a discount when making BPJS healthcare payments through the Kredivo application. Offer is for all users.

Cashback
Cashback on PLN Bill Payments This Month

Earn Kredivo Points back when paying your electricity bills via the Kredivo platform. Offer applies to all users.

Free Shipping
Free Shipping on Orders Over $50 with Kredivo

Achieve complimentary delivery when your Kredivo purchase exceeds the specified amount. Applies to select retailers.

$5
Only
Bundle Deal: $5 Off Game Vouchers & E-wallet Top-ups

Combine game voucher purchases with e-wallet top-ups to receive a combined discount. Valid for single transactions.

20%
OFF
Seasonal Promo: Back to School Savings on Electronics

During the Back to School period, find special Kredivo offers on educational electronics. Discounts are applied automatically.

15%
OFF
Monthly Promo: Reduced Rates on Telkom Bill Payments

A monthly offer provides reduced rates on your Telkom telecommunication bills. Applies to all Kredivo users.

$15
Only
Kredifazz: Up to $15 Cashback on Cash Loans

Receive cashback when you apply for and receive a cash loan through Kredifazz. Offer applies to new and existing users.

25%
OFF
Save on Water Bills (PDAM) with Kredivo Payments

Pay your PDAM water utility bills using Kredivo to qualify for a small discount. Check for regional availability.

30%
OFF
Shop E-commerce with Special Discounts via Kredivo

Access reduced prices on various items when using Kredivo at partner e-commerce sites. Discounts vary by merchant.

$7
Only
Save Up to $7 on Pulsa and Data Top-Ups

Receive a discount when topping up mobile credit or data packages through Kredivo. Minimum purchase may be required.

0%
OFF
Get 0% Interest on Select 3-Month Installments

Apply for 3-month payment plans with no interest at participating merchants. This offer is valid for eligible purchases.

50%
OFF
Pay Later on All Purchases with Kredivo Flexi Card

Utilize the Kredivo Flexi Card for deferred payments on eligible transactions. Terms and conditions apply.

$10
Only
Up to $10 Off Flight Tickets for Limited Time

A discount is available for flight ticket purchases made using Kredivo. Check participating airlines and routes.

Expires Sep 15, 2026
45%
OFF
Harbolnas 12.12: Extra Discounts on All Categories

During the Harbolnas 12.12 event, enjoy additional discounts across a wide range of products. Limited time offer.

Expires Sep 11, 2026

Customer Reviews

4.0
Average Rating
3
Total Reviews
Ashley
★★★☆☆
1 month ago

Okay for PLN, but app glitches

I used Kredivo to pay my Pembayaran PLN bill last month, choosing the 'Paylater 30 hari' option. The payment itself went through fine, and I got the confirmation pretty quickly. However, the app kept crashing a couple of times while I was trying to find the right menu for the electricity bill. It was a bit annoying, and I had to restart it a few times to complete the transaction. The convenience of paying later was good, but they really need to sort out the app stability. It's practical but could be smoother.

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Betty Jones
★★★★☆
1 month ago

Easy to use for pulsa

I used Kredivo for the first time to top up my pulsa, and it was super easy. I just needed to pick the 'Top up Pulsa' option, picked the amount, and it went through fast. Didn't have any issues with it, which was great. The app felt pretty straightforward to navigate too. Good for quick buys.

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Hannah M.
★★★★★
1 month ago

Quick flight ticket purchase

Bought a flight ticket using Cicilan 3 bulan. Process was smooth, ticket confirmed fast. No complaints.

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Kredivo Community Discussion

Share tips, ask questions & help fellow shoppers save more

O
Olivia Harris
2 weeks ago

Anyone compared Kredivo vs Akulaku for buying stuff? Which one's better in terms of fees or approval speed?

D Donna M. 2 weeks ago
Kredivo generally has faster approval times in my experience. Akulaku can be a bit slower. Fees wise, both are competitive, but Kredivo often has more 0% promo options.
0
J Julia G. 1 week ago
I find Kredivo's interface way easier to use. For fees, hard to say exactly, depends on the promo. Approval for Kredivo was almost instant for me.
4
7 Responses (2)
R
Richard Flores
1 month ago

hey guys, thinking of using Kredivo for a new phone on Tokopedia. heard they have 0% installments sometimes. is that real or just a marketing gimmick?

D Daniel Perez 4 weeks ago
Yeah it's real! I got 0% for 3 months last month for a laptop. You just gotta check which merchants have it.
5
E Eric S. 4 weeks ago
They do! Usually for shorter terms like 3 months. Sometimes it's automatic, other times you need a promo code at checkout. Check their app, they list all current promos there.
0
7 Responses (2)
J
Jacob Sanchez
3 weeks ago

Can I use Kredivo for offline purchases? like, if I'm at a store in a mall?

S Steven K. 3 weeks ago
Yeah, they have QRIS. Look for stores that accept QRIS payments, then you can usually scan and pay with Kredivo through their app.
1
Z Zach R. 2 weeks ago
Yup, definitely for offline. Used it at Indomaret last week, just scanned the QR code with the Kredivo app. Super smooth.
0
5 Responses (2)
S
Sam J.
3 weeks ago

what's the deal with their limit? can I actually get a decent amount or is it like, barely enough for a cup of coffee?

A Abigail Scott 3 weeks ago
It depends on your info when you register, but it can be pretty good. You can definitely get enough for a phone or even a flight ticket. They also have ways to increase it later.
4
L Linda Gomez 3 weeks ago
Starts out kinda low sometimes, but if you use it and pay on time, it goes up. My friend got his limit raised after a few months of good payment history.
3
5 Responses (2)
O
Olivia G.
3 weeks ago

Is Kredivo legit? like, are they safe for payments and stuff? seeing a lot of these digital credit options pop up and wanna make sure it's not sketchy.

J Jason W. 3 weeks ago
Totally legit. They're registered with OJK (financial services authority) here in Indo, so they're regulated. Been using them for ages, no issues.
3
L Linda E. 3 weeks ago
Yeah, they're safe. Just like any other digital lender, make sure to pay your bills on time lol. But as a platform, they're fine.
5
5 Responses (2)

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